From the time the contract and complete financial short sale package is submitted to the lender, our Team will be in the mix assisting either side for what may be required. Approval can take anywhere from 30 days to 6 months, but we hope to expediaite that with our skills and quick responses along the way. The approval process is highly dependent on what lender is servicing the mortgage, whether or not there is an investor that must also approve the transaction, whether there is a mortgage insurance company involved, and whether there are one or two lenders with whom negotiations must be made. Some lenders are unwilling to substitute the approval of one buyer's contract for another despite contract terms being exactly the same (or even better) so if a buyer backs out midway through the short sale process, the timeframe for the approval process could be lengthened which we avoid by expediting the process.